This offering is available only to verified accredited investors as defined under Rule 501 of Regulation D

A Real Estate–Backed Income Solution for Non-Accredited Investors

Master Notes are a real-estate-backed note investment offered by Freedom Family Investments, designed specifically for investors who do not meet accredited investor requirements but still want access to passive real estate income. Master Notes provide predictable returns, flexible interest options, and a straightforward lender-based structure backed by real estate-related business activity.

Like all offerings at Freedom Family Investments, Master Notes are built with an investor-first mindset, emphasizing transparency, disciplined capital deployment, and long-term trust. Since inception, Freedom Family Investments has maintained a 100% track record, with no defaults or missed payments across its note offerings.

Master Notes are commonly used by investors seeking consistent income, capital preservation, and exposure to real estate without the complexity of direct property ownership.

Overview

Master Notes are fixed-rate promissory notes issued by Freedom Real Estate Group LLC. Investors participate as lenders and earn a return over a defined investment period. Proceeds are used for business purposes, including the acquisition and operation of real estate assets within the Freedom Family Investments ecosystem.

Interest is earned at a fixed annual rate, with investors able to choose whether interest is paid out quarterly or compounded through reinvestment. This flexibility allows investors to align the investment with their income needs and long-term goals.

Minimum Investment

$25,000

Interest Rate

Fixed 8-14% annual interest

Interest Start Date

Interest begins accruing based on the date wired funds are received

Term

Initial one-year term with automatic annual extensions for up to five (5) total one-year periods, provided no event of default has occurred

Maturity and Liquidity

The note automatically extends annually unless the investor provides written notice of election to accelerate repayment by December 31 of any year, with 180 days’ advance notice required

Investment Type

Real-estate-backed promissory note

Investor Eligibility

Available to non-accredited investors

Tax Reporting

1099-INT

How Master Notes Work

When you invest in Master Notes, you are acting as a lender to Freedom Real Estate Group LLC. Your capital is used for business purposes, including real estate acquisitions and related activities. Rather than owning equity in a specific property, you earn a fixed contractual return as interest on the note.

Interest accrues at a fixed annual rate of 8-14% and is payable quarterly. Investors may elect to receive quarterly cash distributions or reinvest those distributions to compound returns within their Master Note account. All outstanding principal and any unpaid interest are due at maturity or upon acceleration, subject to the terms of the note.

Master Notes are designed to be simple and transparent, with clear terms established at the outset.

Interest Options: Income vs Growth

Master Notes offer flexibility in how interest is handled, allowing investors to choose the option that best fits their financial needs.

Under the income option, interest is paid to investors on a quarterly basis. This option is typically selected by investors who want consistent cash flow while keeping their principal invested.

Investment Tier Annual Interest Rate Notes
$25,000 – $100,000 8% Quarterly distributions
$101,000 – $250,000 9% Quarterly distributions
$250,000+ 10% Quarterly distributions

Payment Treatment:
Interest compounds annually. Unpaid interest and principal are paid at maturity.

Under the Growth option, quarterly interest is reinvested into the Master Note rather than distributed. This allows interest to compound over time, with accumulated interest paid along with principal at maturity or repayment.

Investment Tier Annual Interest Rate Notes
$25,000 – $100,000 10% Compounding
$101,000 – $250,000 12% Compounding
$250,000+ 14% Compounding

Liquidity and Term Structure

Master Notes are structured with an initial one-year term and automatic annual extensions for up to five total years. Investors have the right to elect repayment of principal by providing 180 days’ written notice, effective on December 31 of the applicable year. This structure balances long-term capital stability for the platform with defined liquidity windows for investors.

Why Investors Choose Master Notes

Master Notes are often selected by investors who want access to passive real estate investing without accredited investor requirements. They appeal to investors seeking predictable income, a clear lender-based structure, and flexibility in how returns are received.

Because Master Notes are backed by real estate–related business activity and managed within the broader Freedom Family Investments platform, they provide an accessible entry point into professionally managed real estate strategies.

Alignment and Investor Protection

Freedom Family Investments is a family-owned firm focused on long-term relationships and disciplined execution. All note offerings are structured with transparency and alignment in mind. The firm’s compensation and growth are tied to responsible capital management and ongoing investor trust.

The Master Notes structure allows for consistent oversight, standardized underwriting, and centralized asset management across the platform.

Important Considerations

Master Notes are private securities and are not bank products or FDIC insured. Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results.

Investors should carefully review all offering documents, including the Master Note and related materials, and consult with their financial, tax, and legal advisors prior to investing.

Disclosure

This summary is for informational purposes only and does not constitute an offer to sell or a solicitation to buy securities. The offering is made solely by and pursuant to the Master Note and related offering documents. In the event of any inconsistency, the offering documents control.

This material is provided for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any such offer or solicitation may only be made by means of a confidential private placement memorandum, subscription documents, and other definitive offering materials (collectively, the “Offering Documents”), and only in jurisdictions where permitted by law.Past performance is not indicative of future results. There can be no assurance that any investment objectives will be achieved or that an investment will be profitable. All investments involve significant risks, including the potential loss of principal. Investors should carefully review the risk factors and other disclosures contained in the Offering Documents before making any investment decision.

This offering page describes only certain aspects of the offering (the “Offering”) of securities issued by Freedom Family Investments or its applicable affiliated entity (the “Issuer”). The Offering is made solely by means of the applicable Private Placement Memorandum, subscription agreement, and any related supplements or amendments (collectively, the “Offering Documents”). The information contained on this page is a summary of the Offering, does not purport to be complete, and should not be considered part of the Offering Documents, incorporated by reference into the Offering Documents, or relied upon as forming the basis of any investment decision. No person has been authorized to provide any information or make any representations other than those contained in the Offering Documents or in authorized marketing materials referenced therein. Any such information or representations, if given or made, must not be relied upon.

All investments involve risk, including the potential loss of principal. Any projected or targeted returns are estimates only and are not guaranteed. Past performance is not indicative of future results. Prospective investors must review the Offering Documents in their entirety and consult with their own legal, tax, and financial advisors prior to making any investment decision.